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October 19, 2026
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Yanik Upasani

Maharashtra Stops Registering Flats in Unauthorised Buildings: What Buyers Must Check Now

From 12 October 2026, Maharashtra sub-registrars must refuse flat sale registrations without approvals. What changed and what buyers must now check.

New residential towers under construction in Mumbai seen from the street

For years, the most dangerous sentence in Mumbai property was "don't worry, registration will happen." Registration did happen, even for flats in buildings that never had proper permission, and buyers only discovered the problem when a bank refused a loan or a demolition notice arrived.

That door has now been closed, at least on paper. On 12 October 2026 Maharashtra's Revenue Department issued a circular telling sub-registrar offices to stop registering flat sale documents that aren't backed by the right approvals. If you are buying, especially in a new or under-construction building, this changes what you should ask for before you pay a rupee.

What exactly did the Maharashtra circular say?

According to StudyCafe, Circular No. 2026/Pr.Kr. 367/Mudrank-2 is dated 12 October 2026 and follows a meeting chaired by the Revenue Minister on 22 September 2026. ETV Bharat reports that Revenue Minister Chandrashekhar Bawankule described the aim as protecting homebuyers from financial loss.

Sub-registrars must now see these documents before registering a flat sale:

  • Projects that need MahaRERA registration: the MahaRERA registration certificate or the occupancy certificate, plus the approved building plan showing the flat's area.
  • Projects that don't need MahaRERA registration: the building permission or commencement certificate, the approved plan showing the flat's area, and the zone and measurement details.

Two more rules matter a lot:

  • If the area written in your sale deed is larger than the area in the approved plan, the sub-registrar must refuse registration.
  • A sub-registrar who knowingly registers documents for unauthorised construction faces a departmental inquiry.

ETV Bharat also reports that flats in buildings that break the UDCPR or the development plan must be regularised before they can be sold, and buildings that can't be regularised are not treated as legal.

Why did the government do this?

The reports point to complaints about buildings put up in non-residential zones, developers skipping MahaRERA registration, and flats sold with more area than was approved. In all three, the buyer ends up holding a registered document for a home that the law doesn't fully recognise.

Does this apply to resale flats in older buildings?

The clearest target is the first sale by a developer. StudyCafe's summary also mentions transfer deeds, while ETV Bharat describes the rule mainly for developers selling flats for the first time. My reading is that you should expect more questions at the sub-registrar's desk for any flat whose building approvals are unclear, resale included, until the department clarifies how far the circular reaches.

A registered document is only as good as the approvals behind it. Ask for the approvals first, and the registration takes care of itself.

What this means for you

If you are buying from a developer

  • Check the project on MahaRERA and match the registration number on the certificate, the brochure and your booking form. Our guide to checking MahaRERA registrations explains the basics.
  • Ask for the approved plan and compare your flat's carpet area with it. If the agreement promises more than the plan, registration can now be refused.
  • For a ready building, ask for the occupancy certificate before you sign.

If you are buying a resale flat

  • Ask the seller for the building's commencement and occupancy certificates, and the society's records.
  • Have a lawyer check the chain of title and whether any part of the building was built beyond its sanctioned plan.
  • Use our buyer's tool hub and RERA helpdesk before the token payment, not after.

If you own a flat in an older building with approval gaps

Don't panic, but don't ignore it. Find out whether regularisation is possible for your building. A flat that can't be registered cleanly is harder to sell and harder to mortgage, which affects its value.

How we help

When we handle a resale through our buy and sell desk, we ask for the building's approvals up front, before pricing and paperwork begin. For owners, our seller's guide lists the documents buyers will now ask you for.

Aerial view of residential towers in Mumbai's suburbs on a hazy morning
Approvals matter as much as location. See our RERA-verified listings.

Frequently asked questions

Can a flat in an unauthorised building be registered in Maharashtra now?

Under the 12 October 2026 circular, sub-registrars must refuse registration unless the required approvals are attached. Buildings that break planning rules must first be regularised.

What documents does a sub-registrar need for a new flat sale?

For a MahaRERA-registered project, the MahaRERA certificate or occupancy certificate plus the approved plan showing the flat's area. For other projects, the commencement certificate, approved plan and zone details.

What if my agreement shows more area than the approved plan?

The circular tells sub-registrars to refuse registration when the deed area is larger than the approved area. Get this corrected with the developer before registration day.

Does the circular cover resale flats?

Reports differ on how far it reaches beyond first sales by developers. Expect closer checks either way and keep your building's approvals ready.

Related reading

Thinking about a flat and unsure about its approvals? Book a video call or message me on WhatsApp and we'll tell you what to ask for.

Warmly,
Yanik

General information, not legal advice. Please have a property lawyer check your documents.

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