Everything you need to buy a home in Mumbai
Buying property in Mumbai — whether you are a first-time buyer, an upgrader or an NRI investing from abroad — involves a maze of legal, financial and practical decisions. This hub puts every tool and guide you need in one place.
EMI Calculator
Instantly calculate your monthly home loan repayment for any loan amount, interest rate and tenure.
TDS Calculator
Calculate TDS on property purchase. Mandatory if the property value exceeds ₹50 lakh.
RERA Property Check
Verify any Mumbai developer or project is RERA-registered before signing anything.
Seller’s Disclosure Checklist
What documents to ask for from the seller before you commit to a purchase.
Property Tax Portal
Check outstanding property taxes on any Mumbai property before purchase to avoid inheriting dues.
NRI Buying Guide
Complete guide to buying a flat in Mumbai from abroad — FEMA, POA, NRE/NRO accounts and more.
Stamp duty & registration charges in Maharashtra (2026)
- Stamp duty (men): 6% of property value
- Stamp duty (women): 5% of property value (1% concession)
- Registration charges: 1% of property value (capped at ₹30,000)
- GST on under-construction property: 5% (affordable: 1%)
- Ready-reckoner rate: Stamp duty is calculated on the higher of sale price or government ready-reckoner rate
Step-by-step buyer’s journey
- Define your budget — Use the EMI calculator, factor in down payment (typically 20%), stamp duty, registration and interior costs.
- Shortlist areas — Consider commute, school proximity, building quality and rental yield potential (if investment).
- RERA check — Verify the developer and project on MahaRERA before any payment.
- Legal due diligence — Title search, encumbrance certificate, occupation certificate verification.
- Negotiate & book — Pay booking amount (1%–2%) and sign the allotment letter.
- Agreement for sale — Registered agreement for sale within the statutory period.
- Home loan disbursement — Bank inspects and disburses in stages (for under-construction).
- Registration & possession — Pay stamp duty, register the deed and take possession with a documented inventory.
Ready to buy your Mumbai home?
Our advisors guide you through every step — from first search to keys in hand.
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