Maharashtra's Housing Policy, 'Majhe Ghar, Majha Adhikar': What It Means for Renters, Owners and Societies
The state's housing policy targets 35 lakh homes by 2030 and adds rental housing for working women, students and industrial workers. What owners and tenants should know.
In May 2025, Maharashtra's cabinet approved a new state housing policy, branded 'Majhe Ghar, Majha Adhikar' (My Home, My Right). More than a year on, parts of it are showing up in redevelopment rules and society reforms. Here's what it says, in plain terms.
Headline targets
- 35 lakh homes by 2030, with a longer-term aim of 50 lakh more by 2040.
- Investment of about Rs 70,000 crore, with a proposed Maha Aawas fund of Rs 20,000 crore.
- A land bank of government plots for housing.
Rental housing
| Group | What the policy proposes |
|---|---|
| Working women | Rental housing |
| Students | Rental housing |
| Industrial workers | Rental homes for 10 years, after which ownership transfers to them |
This matters because Mumbai's rental market is almost entirely private flats rented by individual owners. Purpose-built rental housing would add a different kind of supply over time.
A policy is a direction, not a scheme you can apply for. Look for the government resolution that implements each part.
Redevelopment and societies
- An initial Rs 2,000 crore fund for a self-redevelopment cell.
- Incentive FSI for dilapidated buildings under Regulation 33(7)(A).
- Developer advances into escrow, so rent and other payments to members are protected.
- Over 228 stalled SRA projects in the MMR to be revived through joint ventures with agencies such as BMC, MHADA and CIDCO.
What it means for you
- Landlords: Don't expect an immediate effect on rents. New rental supply takes years to build.
- Tenants: If you're a student or working woman, watch for specific schemes once they're notified.
- Society members: Escrow for developer advances is worth asking for in any redevelopment deal, whatever the policy's status.
A policy sets direction. Each part comes into force through separate government resolutions and rules. Check those before relying on any benefit.
Related reading
Questions about renting or redevelopment? Book a video call.
Sources
- Housing.com: Majhe Ghar, Majha Adhikar, Maharashtra's new housing policy (May 2025)
- ORF: Maharashtra Housing Policy 2025, promise and pitfalls
General information, not legal advice.
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